This Halloween, why not treat yourself to a scary good credit card deal? There are plenty of opportunities in the market today – so why stick with your bland bank-branded credit card when there are so many tempting treats to be had? What’s your rewards sweet-tooth? Does cash back make you salivate? What about a juicy sign-up bonus?

Here at Rewards Cards Canada we’re happy to share these tasty credit card deals:

American Express Cobalt Card

Ranked as the number one rewards card on Credit Card Genius, the American Express Cobalt Card comes with a host of benefits and bonuses for the avid points collector. I use this card myself as one of my primary spending cards, particularly for groceries at Safeway and Save-On Foods, plus at liquor stores and at restaurants that accept American Express cards (hit and miss).

With Amex Cobalt you’ll earn up to 30,000 Membership Rewards points (2,500 points for each monthly billing period in which you spend $500 in purchases on your Card), plus 5x the points on eats and drinks, 2x the points on travel and transit, and 1 point on everything else.

The points earned are called Membership Rewards Select (MR-S) and are slightly less flexible than regular Membership Rewards points (that you’d earn from Amex Platinum and Amex Gold Cards). That said, you can still redeem points for purchases on your statement or transfer your points to the Marriott Bonvoy hotel program at a rate of 5:6.

TD Aeroplan Visa Infinite Card

TD has two of the top travel rewards cards in Canada, boasting both the First Class Visa Infinite Card and the Aeroplan Visa Infinite Card in its rewards line-up. We’ll highlight the TD Aeropan Visa Infinite Card in this round-up because of the enticing value of Aeroplan miles.

For a limited time, earn up to 40,000 Aeroplan Miles (equivalent to 2 premium economy short-haul round-trip flight rewards and first year no Annual Fee for the Primary Cardholder. This offer ends December 1, 2019. Here’s how the bonuses work:

Welcome Bonus of 15,000 Aeroplan Miles when you make your first purchase with your card.
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Earn 2x Aeroplan Miles on eligible purchases in the first three months up to a total of 20,000 Aeroplan Miles.
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Earn 5,000 Aeroplan Miles when you add an Authorized User to your Account by December 1, 2019. Annual Fees for Authorized Users continue to apply.

The key here is the annual fee rebate in the first year, plus a welcome bonus of 15,000 Aeroplan miles on your first purchase. The double miles bonus for three months is nice, but the bonus for adding an authorized user will come with a $50 fee.

Scotiabank Gold American Express Card

The Scotiabank Gold American Express Card got retooled earlier this year and is now on par or better than the American Express Cobalt Card (depending on how you use the card). The key features in the refresh are the no conversion fees on foreign currency purchases, plus a revamped 5x points on groceries, dining, and entertainment. You’ll also earn 3x points for every $1 spent on gas and transit, and 3x points for every $1 spent on select streaming services.

The kicker is the welcome bonus of up to 30,000 Scotia Rewards points. That bonus breaks down with a one-time 25,000 Scotia Rewards point bonus with your first $1,000 in eligible everyday purchases made within the first 3 months. Plus, earn an additional one-time 5,000 Scotia Rewards point bonus when you spend at least $10,000 in eligible everyday purchases in your first year (12-months).

Final Thoughts

These are just a taste of several enticing credit card deals on the market today. Check out our always up-to-date credit card deals page for the latest sign-up offers and rankings.

And, as always, while we like to have fun earning credit card rewards points and uncovering new sign-up offers, remember to pay off your credit card on time and in full each month.